Business should be booming

[Dirtydsm]

We are up in people calling to refinance how are you doing?

[Domiken]

Thats good man.

Lets see:

-Worked till 10pm last night
-No bonus this year
-No Christmas party
Company cutting costs by:
-Having the temperature in the building at 65F (COLD AS FUG)
-Sandpaper toiler paper (changed from nice soft stuff)
-Recycled recycled paper towels (newspaper style), changed from thick soft towels
-No more vaccuming floors daily
-Wax cups are smaller for water
-No more car service at 8pm to your house, now its at 10pm
-The third wave of layoffs later on this month
-Hiring freeze (we are at full capacity)
-$20 for dinner now, not $25 lol

[iSS Mike]

Thats good man.

Lets see:

-Worked till 10pm last night
-No bonus this year
-No Christmas party
Company cutting costs by:
-Having the temperature in the building at 65F (COLD AS FUG)
-Sandpaper toiler paper (changed from nice soft stuff)
-Recycled recycled paper towels (newspaper style), changed from thick soft towels
-No more vaccuming floors daily
-Wax cups are smaller for water
-No more car service at 8pm to your house, now its at 10pm
-The third wave of layoffs later on this month
-Hiring freeze (we are at full capacity)
-$20 for dinner now, not $25 lol


I love those cost cutting measures.

[spidi511]

ok and of all the people calling to refinance, how many are actually getting approved

[Gil]

ok and of all the people calling to refinance, how many are actually getting approved

...and how many people are upside down once they get the appraisal in???

[Boosthappy]

ok and of all the people calling to refinance, how many are actually getting approved

You hit it right on the head....

If you bought a house in the last 4 years you cant refi, because you have no equity, plus with an estimated additional 30% drop in property values in South Florida this year, banks dont want to lend. I am waiting for banks to start asking for blood samples to make sure one wont die anytime soon.